Public liability insurance for non-profit organisations

Whether you’re organising a fundraising event, community coffee morning or a yoga class, it’s important to remember that even the best-planned events can still go wrong. Here at Event Insurance Services, we can give you the protection and peace of mind you need should your event take a turn for the worse.

Your demands and needs

Everyone wants their event to run smoothly but it’s important for event organisers to be prepared for unexpected occurrences. Something as simple as an attendee tripping over or a window being broken at the venue could lead to the organiser being held liable…with significant financial consequences. Our policies are designed to meet the needs of those looking to host non-profit events and ensure protection is in place for injuries or damage that may occur.

Why choose us for your non-profit organisation public liability insurance?

Expertise

For over 25 years, we have been offering our customers comprehensive event insurance that they can rely on to meet their needs. As specialist event insurers, we can help ensure you find the right policy that best suits you and your event.

Excellent claims handling

Our expert claims handling team will guide you through the claims process and ensure any claims are dealt with in a responsible, swift and empathetic manner.

Efficient service

We pride ourselves on the exceptional customer service we offer. If you need any guidance with your claims or have questions regarding our policies, our friendly team is on hand to support you.

Reliable policies

Our policies will provide financial protection in the event of a third-party claim and can be purchased online or over the phone in just a matter of minutes.

What does public liability for non-profit events cover?

Our public liability insurance will cover you for the following:

• Accidental bodily injury to a member of the public

• Accidental death of a member of the public

• Accidental loss to third-party property

• Accidental damage to third-party property

Our public liability insurance for non-profit events only covers you for accidents relating to members of the public attending your event, so you may also wish to take out additional insurance cover, such as:
 

• Employers’ liability insurance - if you have staff and/or volunteers working at your event, this will cover you if they suffer an injury whilst under your supervision.

• Event cancellation insurance - should the event you’ve planned be cancelled, postponed or abandoned, this insurance covers you for financial loss relating to such occurrences. 

• Event equipment insurance - this cover will protect your organisation for any costs relating to accidental property damage, theft or loss of equipment which you hire or bring to an event for which you are legally responsible (excludes venue fixtures or fittings).

Please drop us a line if you would like to find out more about these different types of insurance.
 

FAQs

What is public liability insurance?

Public liability insurance is a type of insurance cover which will protect you against claims relating to accidental bodily injury to/death of members of the public. It will also cover you for claims relating to accidental loss of/damage to third-party property. 

Why do I need public liability insurance?

While public liability cover is not a legal requirement in the UK, some third-party venues or partners may require you to have it. As a non-profit organisation, you will be keen to avoid any additional costs for your event, however having insurance in place can give the policyholder peace of mind, for example: 

• Knowing you are covered if things go wrong - meaning you can have a worry-free event!

• If a member of the public is injured or the venue is damaged, you’ll receive the financial protection you need.

• Your legal costs and representation will be covered.

 You can find more information on why you should consider public liability insurance for your event here.

What insurance do I need for a non-profit sports organisation?

If you run a sports club or organisation and are hosting a sports event, such as a football tournament, there is always a risk that an attendee or participant may get injured. You can find out more about the types of cover we offer for sports event organisers here.

How much is public liability for non-profit organisations? 

Here at Event Insurance Services, we are committed to finding the right cover for you. To receive a quote today for a one-off event, simply fill in this short form, or if you are looking for multi event insurance, you can click here. Once we have these details, you will receive a quote based on your requirements.

Alternatively you can contact our specialist team who will be happy to discuss your requirements further. You can also reach us by phone on 01425 484860, Mon-Fri 09:00-17:00.

Further information

• What type of insurance do event organisers need?

• How to make an event sustainable 

• Do you need insurance to have a street party?