Hole in One Insurance

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Prize Indemnity Cover For Hole In One Competitions

Prize Indemnity insurance covers the insured party against the cost of awarding a prize if a participant successfully hits a hole in one.

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Why Choose Us?

Industry Experts

Established in 1996, we have specialised in providing reliable, competitive event insurance that is appropriate and affordable.

Excellent Claims Handling

Our highly skilled in-house claims department deals with all claims as quickly, efficiently and sympathetically as possible. We have been recognised for our exceptional customer service.


Our insurance is easy to understand and simple to buy, and our expert team is on hand to provide advice and assistance.


Our policies are underwritten by one of the world's most reputable insurers. 90% of our clients come back to us because our policies give them the reliable, affordable cover they need.

How much does Hole In One insurance cost?

How much our Hole In One insurance costs will depend on the amount of cover you are looking for, the number of golf players and whether you want to include reinstatement. That said, our Golf Hole In One insurance starts from just £263 and you can find the full breakdown of our insurance cover and premiums costs here.

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Whether part of a golf tournament, or an event in its own right, a Hole In One challenge is a great way to spice up a competition!

While the odds of making a hole in one may be quite low, there is always a chance that one of the more experienced golfers may just do it. If you are having a Hole in One competition at your golf tournament or golf day event, you may want to consider prize indemnity insurance. This will cover the insured against the cost of awarding a prize, just in case one of your golfers manages to do it.

You also have the opportunity to include ‘reinstatement’ in your policy, which provides cover for the golf prize to be reinstated if someone wins it, offering the other participants the chance to still win. The re-instated prize can only be won once.

In accordance with Hole In One insurance policy terms and conditions, the winning hole in one must be witnessed by a pre-disclosed adjudicator and for prize values of £25,000 or above, the hole will need to be recorded on video. The winner must be a registered competitor in the contest in order to qualify for the prize and their original scorecard and tournament pairing sheet must be presented for verification. Golf tour professionals are excluded.

The adjudicator must be employed in one of the following professions:

  • Teacher

  • Doctor

  • Lawyer

  • Bank Manager

  • Police Officer

  • Veterinarian

  • Qualified Accountant

  • Company Director

  • Justice of the Peace

  • Golf Pro

This specialised Golf Hole In One Insurance policy will give you a peace of mind during the competition, safe in the knowledge that any prizes won will be reimbursed to you by Events Insurance Services, up to the sum insured.

Your demands and needs

This hole in one insurance product meets the demands and needs of those looking to insure against a prize being won in a Hole In One competition. 

You should read and check all prize indemnity insurance documents issued to you and ensure that you are aware of the cover, limits and other terms that apply to your specific circumstances.

What does our Hole In One insurance cover? 

Our prize indemnity insurance is designed to insure the costs of prizes being awarded to golfers who hit a hole in one in golf competitions or events. Here at Event Insurance Services, we can cover the cost of prizes up to a value of £50,000 for hole in one competitions if they are won (in accordance with our policy terms and conditions). Additionally, we are also able to offer reinstatement options for a 2nd place prize if the original hole in one prize is won early in the event or competition. We can also provide cover for up to three subsidiary prizes valued at £250, £100 and £50. Find out more about what our Hole In One insurance policy covers here or get in touch with our friendly team who will be more than happy to assist you. 


Hole In One insurance FAQ


What is Hole In One insurance?

Hole In One insurance (also referred to as Prize Indemnity insurance) is a type of insurance policy which is designed to cover golf tournament sponsors offering prizes to any golfer who can score a hole in one on the golf course. A hole in one is where a golfer hits the ball from the tee and it lands straight into the cup after that one hit. 

Why do you need Hole In One insurance?

Hole In One insurance is worth investing in if you are planning on sponsoring a golf tournament or competition with high-ticket items such as cars or cash prizes. It allows you to offer golfers an incentive to take part in your event without the worry of having to fund the costs for the prize yourself (as this could be rather a lot of money!)

What are the odds of making a hole in one? 

According to National Hole-in-One Registry,only 1-2% of golfers successfully score a hole in one during the year. Whilst this demonstrates how difficult it can be to score a hole in one, it’s not impossible and you don’t want to end up losing money when honouring the competition to award golfers with their hole in one prize. 

How do I get Hole In One insurance?

We’ve made the process of getting Hole In One insurance easy and straightforward. Simply head to our Get a Quote page and fill in the form with your personal details along with the amount of cover you’re looking for. You will then receive a quote for our Golf Hole In One insurance and will be able to complete an online purchase form or can get in touch to further discuss your needs. Please note that in some cases our specialist underwriters may need to conduct a review of your Prize Indemnity insurance request before you can purchase a policy.

Our prize Indemnity insurance for Hole in One competitions have premiums starting from as little as £263 to cover up to 150 players, and a prize value of up to £50,000. Get Golf Hole In One insurance today!

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