Public Liability Insurance

What Is Public Liability Insurance?

Public Liability Insurance is a type of insurance policy which can be purchased by anybody really, to cover the costs incurred by claims from members of the public in connection to your negligence following your involvement with, or organisation of an event. It can cover the business against costs relating to injury, damage/loss of property and even death.

Our Public Liability Insurance policies are designed to be used in conjunction with any events you may be running. When the event is off site at a different venue, our policies can cover you.

What Does Public Liability Insurance Cover?

Public Liability Insurance will cover you from any legal liability to pay costs for accidental injury or death to members of the public or accidental damage caused to any third party property due to the actions and activities of your business. Your level of cover will depend on the premium you pay.

Depending on the nature of your event, Events Insurance Services will be able to assist you in ensuring you are given all the options and information to be appropriately covered. The higher your premium, the higher your level of cover. For example, if you have a one off event with up to 100 visitors, you can pay a £60 premium to cover you against public liability up to £1million or you can pay a premium of £86 and be covered against public liability up to £2million.

How To Get Public Liability Insurance

The process for purchasing Public Liability Insurance is quite simple. Firstly, you can visit our Event Insurance Policies page and choose the type of event you are putting on. You can then find out more about that specific policy and contact one of our team members. After providing our team with more information on your event type, you can then choose the level of Public Liability Insurance you want to purchase, as well as any additional cover you may need, and make your purchase.

How To Claim Public Liability Insurance

If you do need to make a claim on your Public Liability Insurance policy due to injury, death or damage at your event, the process is quite straight forward. Simply complete a claim notification form and you will then be contacted by Events Insurance Services and asked to provide confirmation of loss/damage/injury and your claim will be handled by specialists in the area of your particular type of claim.  You may need to supply evidence such as invoices, contracts or witness statements. Events Insurance Services can then start handling you claim and cover the costs incurred if appropriate. Find out more about the claims handling process here or contact us today for more information.

Find out more about the claims handling process here or contact us today for more information.