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What Is Public Liability Insurance UK?

In the UK, Public Liability Insurance is a type of insurance policy that eventholders can purchase in order to provide cover for the costs and expenses incurred as a result of a claim made against you due to your negligence. It protects the policy holder from unwanted and/or unaffordable costs and expenses relating to accidental bodily harm, damage/loss of property and even death.

Our Public Liability Insurance policies are designed to be used in conjunction with any events you may be running or attending.

What Is Public Liability Insurance For Events?

In terms of events, public liability insurance covers the policy holder for accidental damage or loss of property, injury or death of a member of the public at the policy holders event.

How Does Public Liability Insurance Work?

Event organisers can choose to include public liability insurance within their overall policy, so the first decision to be made is which event policy is most appropriate. The policy holder chooses the amount of public liability they want to be covered for, up to £10 million available online, or up to £20 million through one of our specialist advisors. They can purchase their preferred policy online and receive an instant quote. 

If an incident occurs at the policy holders event, they will be covered against for your legal liability to pay for damages incurred. The policy holder simply needs to complete a claim notification form and gather any evidence required for their claim.

How much does public liability insurance for events cost?

The cost depends on the cover level, visitor number and event type. Our premiums start from £63 per event for up to 100 visitors or from £182 for multiple events. Take a look at our price guide or contact us for a quote.

From public liability insurance for charity events to public liability insurance for musicians, we can provide you with the cover you need. Our full range of event public liability policies can be found here. If you have any questions about our policies or need help deciding which is best for your event, feel free to call us on 01425 470360 or send an email to with any of your enquires.

Find out more about the claims handling process here or contact us today for more information.