What Is Public Liability Insurance UK?

In the UK, Public Liability Insurance is a type of insurance policy that can provide cover for the costs and expenses incurred as a result of a claim made against you due to your negligence. It provides the policy holder against costs and expenses relating to accidental bodily harm, damage/loss of property and even death.

Our Public Liability Insurance policies are designed to be used in conjunction with any events you may be running or attending.

What Is Public Liability Insurance For Events?

In terms of events, public liability insurance covers the policy holder for accidental damage or loss of property, injury or death of a member of the public at the policy holders event.

How Does Public Liability Insurance Work?

Event organisers can choose to include public liability insurance within their overall policy, so the first decision to be made is which event policy is most appropriate. The policy holder chooses the amount of pubic liability they want to be covered for, up to £10 million available online, or up to £20 million through one of our specialist advisors.


If an incident occurs at the policy holders event, they will be covered against for your legal liability to pay for damages incurred. The policy holder simply needs to complete a claim notification form and gather any evidence required for their claim.

Find out more about the claims handling process here or contact us today for more information.