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A comprehensive insurance policy for organisers of festivals across the UK.

Festivals are booming with a diverse range, including art festivals, beer festivals, flower festivals, comedy and film festivals, folk and religious festivals and of course the food and music festivals we are all familiar with. Make sure your festival is protected with an effective insurance policy.

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Why Choose Us?

Industry Experts

Established in 1996, we have specialised in providing reliable, competitive event insurance that is appropriate and affordable.

Excellent Claims Handling

Our highly skilled in-house claims department deals with all claims as quickly, efficiently and sympathetically as possible. We have been recognised for our exceptional customer service.


Our insurance is easy to understand and simple to buy, and our expert team is on hand to provide advice and assistance.


Our policies are underwritten by one of the world's most reputable insurers. 90% of our clients come back to us because our policies give them the reliable, affordable cover they need.

Your demands and needs

This product meets the demands and needs of those who wish to insure their organisation of a festival for public liability and employers’ liability, event cancellation and abandonment, and damage to event equipment.

Third party festival suppliers, like glamping suppliers, should request a one off or multi-event quote and specify their business details. 

You should read and check all insurance documents issued to you and ensure that you are aware of the cover, limits and other terms that apply to your specific circumstances and what to expect should you need to make a claim.

How much does Festival Insurance cost?

With premiums starting as low as £69, our comprehensive Festivals policy won’t break the bank but will give you peace of mind, should the unexpected occur. Compare our different pricing levels here

Festival Insurance

We provide a range of Contingency Insurance Cover options, as well as cancellation cover of more than £1,000,000, for both UK and non UK based overseas events. Our Key Account Manager Tracey is ready to help you with any enquiries. Just give her a call directly on 01425 470360, or send an email to and she will be able to assist you.

There are a lot of important elements to a festival which will decide its success or failure, including visitor and employee safety, reliability of entertainment or equipment and, of course, the weather. Events Insurance Services provide this type of cover for a wide variety of festivals, including all the following:

  • Music Festival Insurance
  • Art Festival Insurance
  • Beer or Food Festival Insurance
  • Flower Festival Insurance
  • Comedy and Film Festival Insurance
  • Harvest Festival Insurance

Music Festival Insurance

While we provide insurance for all types of festivals, our most frequently requested policy is for music festival event insurance. These policies are usually quite complex, as they include everything from cancellation, equipment, band and DJ, hot food and public liability insurance for very large audiences. You may find that you need an additional level of cover, depending on the nature of your music festival. Talk to our specialists and they will be able to provide you with an appropriate quote which fully meets your requirements, whether it’s a one-off music festival or an annual event. 

Get an instant quote for Music Festival Insurance. 

Festival Insurance cover details

This comprehensive policy has been specifically designed for organisers of UK festivals with up to 20,000 visitors. There are a variety of cover options available, including the following:

Public Liability

This covers the organiser from costs related to accidental injury to members of the public at the festival and third party property damage.

Employers Liability

This covers the organiser against any costs which arise due to a member of staff, volunteer or helper at the festival getting hurt.

Event Equipment

This covers you against the loss of or damage to any equipment that you own or have hired and are responsible for during and in association with the festival.

Cancellation, Abandonment or Postponement

If your festival is cancelled due to any unavoidable reasons not previously known to you when you took out the policy, you will be covered for any irrecoverable costs. This can include the cancellation of entertainment.

Adverse Weather

An important section of any festival insurance policy, you can cover yourself against the risk of cancellation or abandonment of a festival due to adverse weather conditions making your event unsafe for people to attend. Even if your festival is in the summer, you can't always rely on the weather!

When organising a festival, your main priority will be to ensure that all your visitors have an enjoyable and safe experience. Having a comprehensive insurance policy in place will give you the peace of mind you need so that you can concentrate all your efforts on the smooth running of the festival. People travel from far and wide to attend your festival and you need to make sure they have a great time. An effective insurance policy will give you the confidence to do just that.

If you would like more information on our festival insurance policies, you can either download our policy summary form below or contact us today and we will find the right policy for you.

If you are planning a fete, we also offer comprehensive fete insurance for event organisers of fetes across the UK. 

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