Public Liability Insurance for Community Groups

Single events cover for as little as £66 and multiple event cover from as little as £174

Get a quote for one-off and multiple events.

Community groups do an excellent job of bringing people in their local area together through fun activities and events - but, like any event, it doesn’t come without risks. Whether you’re looking to organise a fundraising event or activities for youth clubs, something as small as a trip on a cable could lead to a costly claim.

Your demands and needs

This policy meets the demands and needs of community groups who are looking to insure their participation at events they’ve arranged to bring their community together. As much as you plan ahead, anything can happen (such as hot water being knocked off the table and scalding someone at a tea party), so you’ll want to consider taking out a public liability insurance policy that offers you financial protection if anyone makes a claim against you.

Why choose us for community group public liability insurance?

Expertise

We established our business back in 1996, and since this time, we’ve been offering our customers comprehensive event insurance that they can depend on. As specialist event insurers, we understand what makes a reliable policy and the type of cover that will best suit your needs.

Excellent claims handling

We’ll always handle claims responsibly, empathetically and as quickly as we can to give you the financial support you need.

Efficient service

We strive to provide an exceptional level of customer service and our friendly team is here to assist you with any queries or claims.

Reliable policies

Our policies are designed to offer you financial protection in the event of a third-party claim and they can be purchased easily online at competitive rates.

What does public liability insurance for community groups cover?

Our public liability insurance for community groups will cover organisers of community events for accidental injury or death to a member of the public as well as damage or loss of third-party property. As a policyholder, you will be protected from financial liability if a claim is made against you as the policy will cover legal fees and compensation payments.

Anything can happen during one of your events, so you want to be prepared. From trips and slips (such as falling after slipping on a wet floor) to damage to the venue you’re hiring (windows of the village hall could easily be smashed if you’re running ball games on the day!) public liability insurance has got you covered.

You may also wish to take out additional event insurance cover, such as:

• Employers’ liability insurance - if you have staff (paid or unpaid) helping out at your event, this will cover you if they suffer an injury whilst working for you under your supervision or control.

• Event equipment insurance - this cover will protect you for costs relating to accidental damage, theft or loss of equipment and stock which you hire or bring to an event that you’re legally responsible for (excludes venue fixtures or fittings).

• Event cancellation insurance - the last thing you want is for the event you’ve planned to be cancelled, postponed or abandoned - but this type of insurance covers you for financial loss relating to these unfortunate instances. Get in touch with us to find out more about this cover.

FAQs

What is public liability insurance?

Public liability insurance is a type of insurance cover which will protect you against liability for claims made by members of the public relating to accidental injuries, death and damage or loss of property. 

Do community groups need public liability insurance?

Whilst it’s not a legal requirement for you to take out public liability insurance, it’s certainly worth considering. You can find affordable public liability covers (such as our comprehensive policy here at Event Insurance Services!) which will protect you from third party claims. Any event presents risks, and you don’t want to end up out of pocket. That said, you may be asked to take out public liability insurance for some events (this could be by your local authority or landlord for example) before they go ahead.

How much is community group public liability insurance?

The cost of public liability insurance will be dependent on a number of factors, such as how many community events you’re organising, the nature of these events (events which involve dangerous activities can increase the price of insurance) and the level of cover you require for them. Here at Event Insurance Services, we offer both single and multiple event insurance cover, with one off insurance available from £66 and insurance for multiple events available from £174. Get a quote for one-off or multiple event insurance for community event organisers today.

What are the benefits of getting public liability insurance?

Investing in public liability insurance to cover the events you organise as a community group can benefit you in many ways, including:

• If members of the public make claims against you, you’ll receive the financial protection you need.

• You won’t have to worry about being liable if an accident occurs at your event, meaning you can focus on the event itself and ensure everyone has a good time!

• Your event will be compliant with landlords and local authorities (if they require you to have a policy in place for your events).

How do I get public liability insurance for community groups?

Getting the insurance you need is simple here at Event Insurance Services. Simply head to our one-off or multiple event insurance pages and click ‘get a quote’. You’ll then be directed to a form which you’ll need to complete with some personal details and information about the event(s) you wish to insure. You’ll then receive a quote based on your response and you’ll be able to purchase the policy that best matches your requirements. Please note, for more complex event insurance needs, we may need our specialist underwriters to review your policy to ensure it’s fit for purpose.

If you have any further questions about our community group public liability insurance, please do not hesitate to contact us for more information - we’d be happy to help. You can also find useful insights in our blog which includes articles such as:

• What type of insurance do event organisers need?

• Do I need insurance for a fundraising event?

• How to make an event sustainable