Public liability insurance for artists

Working as an artist is much more than just a career choice or creative endeavour, it’s a passion. Sometimes you might share your art with the public or be in an environment with others where art is designed, taught and created. Whether you’re a painter hosting an exhibition of your work or a pottery teacher leading a workshop, having public liability cover in place will give you peace of mind if things don’t quite go according to plan.

Your demands and needs

If you are planning an art activity, it is your responsibility to provide a safe environment for attendees. Our Artists public liability insurance provides protection against any claims made by members of the public if they are injured during your art event. Common types of claims include:

• Spilling paint on a member of the public's clothes or possessions;

• Stepping back to view your drawing and damaging someone’s property behind you;

• Someone slipping on some paint and injuring themselves.

Similarly if the venue in which you are hosting your event is damaged as a result of your art event, this could again prove costly. Our public liability insurance protects you from incidents such as these, giving you peace of mind and allowing you to focus on the activity at hand.

Why choose us for Artists public liability insurance

Expertise

With over 25 years in the business, we are experts at ensuring our customers have the right insurance to meet their needs. We pride ourselves on delivering the highest level of customer service and our team is on hand to find the right policy for you.

Excellent claims handling

Our claims handling team will ensure that any claims are dealt with in an empathetic and swift manner. They will guide you through the process and answer any questions you might have.

Efficient service

Your customer satisfaction is our highest priority. If you need any guidance with your claims or have questions regarding our policies, our team is ready to help.

Reliable policies

Our policies are designed to provide cover in the event of a third-party claim and can be purchased online or over the phone in just a matter of minutes.

What does public liability insurance for artists cover?

Our insurance will cover you for the following: 

• Accidental injury to a member of the public

• Accidental death of a member of the public

• Accidental loss to third-party property

• Accidental damage to third-party property

If you are hosting an art fair or exhibition, you may have staff or volunteers helping out. We offer employers’ liability insurance that will cover you if someone is injured whilst working under your supervision or control. You may also be interested in our Shows, Fairs and Exhibitions insurance or our Exhibitors policy.

FAQs

Does an Artist need public liability insurance?

If you host fairs, classes, exhibitions or any event where members of the public are present, you should consider taking out public liability artist insurance. This will protect you from any injury or damage claims made against you. Having the right insurance in place gives a more professional impression and offers you peace of mind so you can concentrate on your artwork.

Is public liability insurance a legal requirement?

You are not legally obliged to take out insurance but choosing not to do so could leave you vulnerable to expensive legal action. Accidents can occur at any time and in order to protect your business or event, we would strongly recommend having insurance in place.

What are the benefits of public liability insurance as an artist?

Public liability insurance has many benefits, including: 

• If a claim is made against you, you’ll have financial protection;

• You’ll have peace of mind that should an accident occur, you won’t end up out of pocket;

• You can focus your attention on what really matters - your art.

What insurance do I need for an art studio or gallery?

• Employers liability insurance - in case staff or volunteers are injured while working for you.

• Equipment insurance - in case something happens to your artwork or materials.

• Commercial property insurance - in case of damage to the property (if the art studio / gallery is your registered office).

• Event cancellation insurance - this type of insurance covers financial loss related to instances where the event you have planned needs to be either postponed, cancelled or abandoned. Contact us to learn more about this policy. 

How much is public liability insurance for artists?

Here at Event Insurance Services, we are committed to finding the right cover for you. If you are looking to insure a one-off event such as an exhibition, fair or show, simply fill in this short form to receive a quote. Alternatively, if you are looking to cover multiple events such as a set number of classes or workshops, please complete this form. Once we have these details, you will receive a quote based on your requirements.