Fireworks
Please be aware that for fireworks policies, all relevant information required for us to issue a policy (which could include full site plans and risk assessments) will need to be provided to us before 3pm on the 6th of November for us to review if your event if it is taking place on the 6th, 7th, or 8th, of November 2026.
For applications, renewal requests and supporting information relating to fireworks insurance policies received after 3pm, we will not be able to guarantee that we can provide the cover in time.
Sorry is this causes any inconvenience.
Catering and Hot Food Supplier Insurance
Insurance for event caterers and hot food suppliers
From food-tasting events to cookery school classes, food-related events are a great way to bring the public together to enjoy a range of glorious cuisines. Even if your event isn’t centred around food, it’s always important to cater for your attendees’ needs. But catering doesn’t come without risks. From accidentally burning a customer’s hand with hot water to an employee damaging the venue by mistake, you need to be prepared for anything to happen.
Whether you’re looking for pop-up restaurant insurance or you want to insure a cookery class that you’re organising, our catering insurance can protect you for third-party claims made against you.
Why choose Event Insurance
Industry Experts
Established in 1996, we have specialised in providing reliable, competitive event insurance that is appropriate and affordable.
Excellent Claims Handling
Our highly skilled in-house claims department deals with all claims as quickly, efficiently and sympathetically as possible. We have been recognised for our exceptional customer service.
Simple
Our insurance is easy to understand and simple to buy, and our expert team is on hand to provide advice and assistance.
Dependable
Our policies are underwritten by one of the world's most reputable insurers. 90% of our clients come back to us because our policies give them the reliable, affordable cover they need.
How much does catering insurance cost?
Our single event catering and hot food insurance premiums starts from as little as £69 and provides cover for four consecutive days. This includes public liability protection up to £1million.
If you would like to insure multiple hot food events, we also offer a very affordable multiple events policy. Annual policies for multiple hot food events provide cover for up to 15 or up to 45 events, and prices start from as little as £182.
To get a quote tailored to your needs, fill in our quick online form and you will receive an instant quote.
Event catering insurance to meet your needs
This product meets the demands and needs of those who wish to insure their participation as a hot food vendor or caterer at an event for public liability and employers’ liability, event cancellation and abandonment or damage to event equipment.
You should read and check all insurance documents issued to you and ensure that you are aware of the cover, limits and other terms that apply to your specific circumstances.
Who can our hot food and catering insurance cover?
The food scene is booming in the UK. From street food vendors to supper clubs and pop-up restaurants, catering is an important part of many events. Whether you’re serving hot meals, snacks or refreshments, our policies are suitable for a wide range of caterers and food vendors, including:
- Hot food stalls
- Street food vendors
- Catering trailers
- Food trucks and mobile catering vans
- Food carts
- Pop-up restaurants
Food is an essential component of almost any event, whether it’s a village fete, music festival, trade show or even a party, you’ll be sure to find a food stall, food cart or even an elaborate gazebo-style set-up serving delicious hot cuisines. Not to mention of course, food festivals and street food markets.
One-off and multiple event catering insurance
There are two options, one policy is designed to cover you for a single event, while the other offers protection for multiple events over the course of a year. Our multiple event packages can cover up to 45 events or more upon request.
The single event policy will offer you cover for four consecutive days’ worth of insurance protection. Our multiple event policy provides cover for three consecutive days as standard per event. This can be extended easily, tailoring options to suit your needs.
Although you may feel your risk may be low, insurance is still an essential part of any event, including those who simply attend as a key service, supplier or vendor.
What does our hot food and catering insurance cover?
Our hot food and catering insurance policies offer several types of insurance for food stalls and detachable catering trailers, such as:
- Public liability insurance - this covers the policyholder for bodily injury to a member of the public or damage to third-party property due to your negligence. This can apply to when you’re setting up your event or catering stall and during the event.
- Employers' liability insurance - this covers the policyholder for their liability to pay for claimants’ costs and expenses which arise due to injury to someone you have employed at the event (including paid or unpaid staff). The employee must have been under your control and supervision at the time of the incident.
- Cancellation insurance - this covers the policyholder for irrecoverable costs due to event cancellation, postponement or abandonment. We will look to offer this on an event-by-event basis.
- Event equipment insurance - this covers the policyholder for accidental damage, loss or theft of their stock, stall or additional equipment they’re legally responsible for during the event. Please note that for stock claims, we only cover the wholesale cost of the items.
If your set-up also includes a seating area for your diners, this can be covered too within our policies. You can find more details on what is covered by our catering insurance here.
Please note the following:
- Food related claims (i.e. food poisoning) would be settled in an aggregate fashion; meaning any settlement figure would be divided between all those affected.
- Food trucks and motorised catering vehicles must have separate and suitable motor insurance in place. Our catering insurance does not cover vehicle-related risks.
- Our equipment cover can include food, however, we would not cover for any wastage costs if food went un-eaten or was not stored or prepared correctly.
Hot Food and Event Catering Insurance FAQs
Catering insurance is a type of insurance policy which is designed to cover caterers attending events or organisers of events which offer catering services. Policyholders can get financial protection for public liability, employers’ liability, event equipment insurance and event cancellation insurance. However, if you’re planning to organise a food festival, you’ll need to look at our festival insurance instead.
Whilst catering insurance may not be a legal requirement, it has a lot of benefits, including:
- It gives you financial protection should there be an accident. Anything can happen during an event and third-party claims can be costly.
- You’ll have the peace of mind you need during the event that should something go wrong, you’ll be covered. This allows you to focus on the event and quality of the catering service.
- You can get financial cover for event postponement, cancellation and abandonment.
When it comes to catering, there are many risks involved (especially if you’re handling hot foods and equipment). For instance, if a member of the public attending the event suffers food poisoning and makes a claim against you, you don’t want to end up out of pocket. Our catering insurance covers you for liability for such claims.
Our single event catering insurance and hot food insurance starts from as little as £69 and provides cover for four consecutive days. This includes public liability protection up to £1million.
If you would like to insure multiple hot food events, then we also offer a very affordable multiple events policy. Annual policies for multiple hot food events provide cover up to 15 or up to 45 events, and prices start from as little as £181.
To get a quote tailored to your needs, fill in our quick online form and you will receive an instant quote online.
Yes, our one-off catering insurance is suitable for caterers and hot food vendors attending single-day events. Our single event policy provides cover for up to four consecutive days, so you can arrange insurance for a one-day event without needed a full annual policy.
We can provide insurance for catering activities carried out from food trucks at events, including public liability cover. However, vehicle-related insurance must be covered by a separate, suitable motor insurance policy with another provider. Our catering insurance is designed to cover your activities at the event, not the vehicle itself.
Our catering insurance policy is suitable for event organisers and caterers who are attending events. So, whether you’re organising an event (such as a food-tasting event, cookery school or another large function) or you’re catering at an event (whether you have a food stall or a similar pop-up restaurant), we can provide you with the cover you need.
For organisers who are running a food festival, our festival insurance is the more appropriate option.
If you’re not sure whether this policy is right for you or if you have any other questions regarding catering insurance, please do not hesitate to contact us.
Great value
With premiums starting as low as £69, our hot food and catering policies won’t pull on the purse strings.
Award winning event insurance
Get a quote
There are a number of ways to get a quote...
Get a quote
Proposal form
Download an insurance proposal form and post, email it or fax it to us on 01425 474905.
Enquiry form
Alternatively fill out the enquiry form and we will call you back.
100,000+ events insured across the UK
This insurance is arranged by Event Insurance Services Ltd & underwritten by Convex Insurance UK Limited.
