01425 470360
Fireworks Insurance
We are dealing with a high volume of applications for fireworks events.
Please ensure that all applications for events this weekend are submitted to us before 3 pm on Friday, the 7th November 2026. We can't guarantee that applications for insurance received after 3 pm on Friday will be processed in time.
We often require site plans and risk assessments to agree cover, so please make sure this information is to hand and provided as quickly as possible.
We appreciate your understanding.
Fireworks Insurance: Cover & Premiums
Cover Options and Premiums
Public Liability up to £5 million
The total number of visitors are calculated on the maximum number of people attending throughout the duration of the event (300 visitors a day over 3 days, equals 900 visitors in total).
Premium Table - Fireworks released by the event organiser
Premiums
£1M
£2M
£5M
Up to 100 attendance per event
£130
£191
£254
Up to 250 attendance per event
£176
£279
£565
Up to 500 attendance per event
£279
£423
£663
Up to 1,000 attendance per event
£573
£841
£1,380
Up to 2,500 attendance per event
£1,174
£1,425
£1,878
Up to 5,000 attendance per event
£1,432
£1,810
£2,338
Premiums should your fireworks display be setup and released by a subcontractor with their own insurance.
Premiums
£1M
£2M
£5M
Up to 100 attendance per event
£100
£146
£196
Up to 250 attendance per event
£136
£208
£373
Up to 500 attendance per event
£202
£302
£452
Up to 1,000 attendance per event
£377
£542
£843
Up to 2,500 attendance per event
£738
£894
£1,151
Up to 5,000 attendance per event
£927
£1,146
£1,440
All sections are extendable by quotation
Cancellation cover is also available by request; please contact to discuss your cover
100,000+ events insured across the UK
Underwritten by:
Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.
