01425 470360
Fireworks Insurance
We are dealing with a high volume of applications for fireworks events.
Please ensure that all applications for events this weekend are submitted to us before 3 pm on Friday, the 7th November 2026. We can't guarantee that applications for insurance received after 3 pm on Friday will be processed in time.
We often require site plans and risk assessments to agree cover, so please make sure this information is to hand and provided as quickly as possible.
We appreciate your understanding.
Christmas Light Insurance: Cover
Premium and Cover Options
Public Liability up to £5 million
Premiums relate to cover for up to 10 consecutive weeks.
Premiums
£1M
£2M
£5M
£10M
£242
£301
£362
£702
Our Christmas lights insurance policies cover a variety of scenarios to ensure you have nothing to worry about during your display. This policy covers the policy holder for public liability, including accidental injury to any person, accidental damage or loss of property and accidental obstruction, trespass, nuisance or interference. Learn more about the cover in our policy documentation.
All sections are extendable by quotation
Cancellation cover is also available by request; please contact to discuss your cover
100,000+ events insured across the UK
Underwritten by:
Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.
