01425 470360
Fireworks Insurance
We are dealing with a high volume of applications for fireworks events.
Please ensure that all applications for events this weekend are submitted to us before 3 pm on Friday, the 7th November 2026. We can't guarantee that applications for insurance received after 3 pm on Friday will be processed in time.
We often require site plans and risk assessments to agree cover, so please make sure this information is to hand and provided as quickly as possible.
We appreciate your understanding.
One Off Event Insurance Premiums
Cover and Premium Breakdown
Public Liability up to £10 million
Cover is in respect of 4 consecutive days and the total visitors are calculated on the total number of persons attending throughout the entire duration of the event (ie. 300 visitors per day over a 3-day event equals 900 visitors).
Premiums
£1M
£2M
£5M
£10M
Up to 100 attendance per event
£69
£99
£136
£180
Up to 250 attendance per event
£93
£136
£182
£239
Up to 500 attendance per event
£122
£182
£242
£298
Up to 1,000 attendance per event
£182
£242
£301
£358
Up to 2,500 attendance per event
£301
£362
£423
£476
Up to 5,000 attendance per event
£423
£480
£542
£596
Up to 10,000 attendance per event
£601
£662
£721
£833
Up to 15,000 attendance per event
£782
£841
£961
£1,178
Up to 20,000 attendance per event
£961
£1,081
£1,199
£1,376
Employers' Liability £5 million
Cover is in respect of 4 consecutive days
Premiums
£5M
Up to 10 volunteers / helpers / employees
£61
Up to 20 volunteers / helpers / employees
£122
Up to 50 volunteers / helpers / employees
£301
Event Equipment
Cover is in respect of 4 consecutive days
Premiums
£2,500
£25
£5,000
£50
£7,500
£75
£10,000
£100
£15,000
£150
£20,000
£200
£30,000
£300
£40,000
£400
£50,000
£500
Cancellation, Abandonment, Postponement
Premiums
£2,500
£25
£5,000
£50
£7,500
£75
£10,000
£100
£15,000
£150
£20,000
£200
£30,000
£300
£40,000
£400
£50,000
£500
Cover in excess of £50,000
TBC
All sections are extendable by quotation
Adverse weather is also available by quotation.
100,000+ events insured across the UK
Underwritten by:
Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.
