Insuring My Fireworks Display

Bonfire Night or 'Guy Fawkes' night is rapidly becoming one of the most popular events in the UK, with an incredible 20 million people expected to partake in the festivities during the month of November.

Will I Need To Insure My Fireworks Display?

If you’re looking to hold your own celebration, there are some key things to remember when it comes to planning a safe, fun and compliant event.
 

Every celebration is individual and we never underestimate the hard work that goes into ensuring that the event runs as smoothly as possible. However, fireworks and bonfires can be unpredictable so it’s important to consider firework display insurance to cover you in case things don’t go to plan.

What is Fireworks Insurance?

Fireworks Insurance ultimately looks to cover those either hiring in subcontractors or releasing fireworks themselves. Packages can include Public Liability, Employers’ Liability, Event Equipment Insurance, and Event Cancellation Insurance.
 
Each of these will cover you for various problems which could occur if you are organising a firework display and/or bonfire.
 
Before hosting your event it is essential to establish the location. 
Will the place you have chosen be able to host a safe firework display? Is there enough space between your spectators and the pyrotechnics? Can emergency vehicles access the site with ease and are there any obstructions? Some people get in touch with local landowners to source a location, use school fields or host events at their own properties.
 

Who will be setting off the fireworks?

If you are releasing the fireworks yourself or you are using a professional subcontractor, it is important that you have a site plan showing where the activity will be taking place. In addition, you will also need to fill out a specific questionnaire in order for your event to be properly assessed by our expert Underwriting team. 
 

Whether you are running the fireworks event in isolation or you will also be including a bonfire, we have a policy designed to cover you. Don’t let something small ruin your event; give yourself peace of mind with a reliable insurance policy, so you can focus on the most important part: your event.

Get a free quote today here. 


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