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Q1. My event is outside of the UK. Can I take out a One-Off Event policy with Event Insurance Services?
A: While our online application facility is currently unable to cater to non-UK clients or events, we can still help you with events which are outside of the UK. Please give us a call on 01425 470 360 or e-mail us at info@events-insurance.co.uk and one of our lovely team will be in touch with you as soon as possible.
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Q2: I am not a permanent UK resident. Can I still take out insurance with you?
A: We can still help you even if you are not a permanent UK resident. However, our online application facility is currently unable to cater to non-UK clients or events, so please give us a call on 01425 470 360 or email us at info@events-insurance.co.uk and one of our lovely team will be in touch with you as soon as possible.
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Q3: I run an official club with paying members. Is cover in place if one member accidentally injures another member?
A: Yes - we offer “member-to-member” cover for any official clubs with paying members.
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Q4: My event runs for longer than 4 days. Can you still cover my event and, if so, at what additional cost?
A: We can cover events longer than 4 days in duration. Please complete our Tailored Solutions proposal form to apply for a quotation.
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Q5: The attendance at my event is due to exceed the 10,000 limit on your rating guide. Can you still cover me?
A: Yes, we can still quote for you but this needs to be done by referral to our Underwriters. Please complete a Tailored Solutions proposal form to obtain a quotation.
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Q6: Which level of Public Liability cover do I require?
A: It is best to check with the local council or the venue you are using. They may stipulate a certain level that you require. If not, it really is up to you.
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Q7: We do not employ anybody to help run our event but we use local volunteers from the village. Do we still need Employers' Liability?
A: It doesn't matter whether a helper is paid or is a volunteer - Employers' Liability is a good idea to have as it offers protection to you as the event organiser. Depending on your type of organisation, it can also be a legal requirement. Despite the fact that you are not paying them, you still have a responsibility towards the people you use to help you.
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Q8: I have an existing medical condition. If I had to cancel my event because of this, would your Cancellation cover pay out?
A: Unfortunately, our Cancellation policies exclude claims arising due to pre-existing illnesses or conditions.
Bspoke Underwriting Limited policies are underwritten by Watford Insurance Company Europe Limited.