One Off Event Insurance FAQ's

Our most asked questions answered

Q1. My event is outside of the UK. Can I take out a one off event policy with Event Insurance Services?
Q2. I am not a permanent UK resident. Can I still take out insurance with you?
Q3. I run an official club with paying members. If one member accidentally injures another member, is cover in place for this?
Q4. My event runs for longer than 4 days. Can you still cover my event and if so, at what additional cost?
Q5. The attendance at my event is due to exceed the 10,000 limit on your rating guide. Can you still cover me?
Q6. Which level of Public Liability cover do I require?
Q7. We do not employ anybody to help run our event, but we use local volunteers from the village. Do we still need Employers Liability?
Q8. Some of the event property I am using exceeds the maximum single item value of £2,000. Can this still be covered?
Q9. I have an existing medical condition. If I had to cancel my event because of this, would your cancellation cover pay out?

Q1: My event is outside of the UK. Can I take out a one off event policy with Event Insurance Services?
A: No. Unfortunately the geographical limitations on all of our policies are within the UK only.

Q2: I am not a permanent UK resident. Can I still take out insurance with you?
A: We can only offer cover to permanent UK residents

Q3: I run an official club with paying members. If one member accidentally injures another member, is cover in place for this?
A: Yes, we offer “member to member” cover for any official clubs with paying members.

Q4: My event runs for longer than 4 days. Can you still cover my event and if so, at what additional cost?
A: We can cover events longer than 4 days in duration. Please contact us for a quotation.

Q5: The attendance at my event is due to exceed the 10,000 limit on your rating guide. Can you still cover me?
A: Yes, we can still quote for you, but this needs to be done by referral to our Underwriters. Please complete a bespoke and tailored enquiry form and send it to us to obtain terms.

Q6: Which level of Public Liability cover do I require?
A: It is best to check with the local council or the venue you are using. They may stipulate that you require a certain level. If not, it really is up to you.

Q7: We do not employ anybody to help run our event, but we use local volunteers from the village. Do we still need Employers Liability?
A: Yes. Employers Liability is a legal requirement. Despite the fact that you are not paying them, you still have a legal liability towards the people you use to help you.

Q8: Some of the event property I am using exceeds the maximum single item value of £2,000. Can this still be covered?
A: Yes we can still cover this equipment depending on what it is. Often a higher policy excess will be applied. Please apply for a quotation if any of your equipment exceeds the £2,000 mark.

Q9: I have an existing medical condition. If I had to cancel my event because of this, would your cancellation cover pay out?
A: Unfortunately our cancellation policies exclude claims arising due to a pre existing illness or condition.