Civil Partnerships FAQ's

Our most asked questions answered

Q1. When should I consider insuring my civil partnership?
Q2. What if I have already paid a deposit?
Q3. How far in advance can I take out a policy?
Q4. What if my celebration is going to cover a number of days?
Q5. Who needs to take the policy out?
Q6. Is there a policy excess?
Q7. How quickly are claims settled?
Q8. What if my guests spill wine on the carpet or accidently damage the venue?
Q9. Does the policy also cover my honeymoon?

Q1. When should I consider insuring my civil partnership?
A. Once you start paying deposits you have a potential loss and you should therefore consider insuring the civil partnership and associated costs.

Q2. What if I have already paid a deposit?
A. Providing a loss is not already known then pre paid deposits will be covered once the policy is incepted.

Q3. How far in advance can I take out a policy?
A. Cover can be taken out at any time up to 2 years prior to the actual ceremony day.

Q4. What if my celebration is going to cover a number of days?
A. That is no problem our cover is flexible and can be extended for a small additional premium to cover a number of days.

Q5. Who needs to take the policy out?
A. The policy covers the actual celebration itself and not any one individual, so the insured can be anyone with a financial interest in the wedding.

Q6. Is there a policy excess?
A. There is no policy excess applicable except for the public liability, equipment cover and ceremonial sword cover sections.

Q7. How quickly are claims settled?
A. Naturally this will depend on the nature of the claim, some claims can be settled immediately whereas others will need additional information or even investigating, however we always try and deal with claims as quickly as possible.

Q8. What if my guests spill wine on the carpet or accidently damage the venue?
A. This is the only civil partnership insurance policy on the market that covers damage caused by the guests whilst attending the celebration.

Q9. Does the policy also cover my honeymoon?
A. No the policy covers the ceremony and reception but for the honeymoon you would need a travel insurance policy.